Offerings

Offerings from the client’s perspective.

Four client groups shape our work. For each of them we have laid out the typical starting point, the matching services and clearly described packages. The exact fit is defined in the free initial consultation that starts every mandate.

Client group 01

Banks and financial intermediaries in traditional business

Established institutions, in particular category 3 banks, face growing supervisory expectations on risk management and governance: risk appetite and risk reporting are expected to be decision-oriented, ICT and cyber risks belong in the risk register, and audit findings must be closed on time and verifiably. Internal capacity for this is often scarce, and external support rarely brings real audit routine.

We bring both: 18 years of enterprise risk management in global banks, the language of audit firm and FINMA, and the ability to document measures in a way that holds up before board and regulator.

Matching packagesERM Implementation Review for the assessment, Outsourcing Risk & Compliance for lasting reinforcement.
Client group 02

International companies building in Switzerland and Liechtenstein

Building a company in Switzerland or Liechtenstein from abroad, possibly with a holding structure, requires three things: a sound structure, credible local substance, and governance that convinces banks, authorities and business partners. The questions are rarely purely legal; they concern organisation, responsibilities and lived practice.

We accompany the build-up from structuring through incorporation to a functioning organisation, and on request serve as a governing body ourselves. Tax and legal specialist questions are solved together with specialised law firms from our ecosystem, coordinated from a single source.

Matching packagesBoard Functions & Substance CH/LI as the core package, complemented by project-based build-up mandates.
Client group 03

Digital asset firms

From the founding team ahead of licensing to the licensed provider in daily operations: digital asset firms need regulatory clarity, an audit-proof AML organisation and tools that match the licence. Much of this does not justify a full-time internal role, yet has to be staffed at senior level.

Our offering is built exactly for that: licensing and MiCAR transition from first-hand build-up experience, AML outsourcing and MLRO servicing from ongoing practice under FMA supervision, RegTech selection and calibration from operational use, and a network that opens doors to banks, market makers and law firms.

Client group 04

Advisory and audit firms

Large advisory and audit firms encounter digital asset mandates that demand operational practice: how do you actually calibrate transaction monitoring, what does the FMA expect in the authorisation process, what does lived MLRO practice look like? That experience is hard to keep on staff when it is needed only selectively.

We work as a sub-contractor under your engagement lead: with a senior profile that holds up before your clients’ executive management and board, with clear confidentiality and independence rules, and without visibility claims of our own within the mandate.

Matching packagesCollaboration on a day-rate or project basis under your engagement lead. Conditions and availability on request.

Service packages

The packages in detail.

We have described four recurring mandate types as packages. They show scope and outcome; the exact fit is defined in the initial consultation.

Package 1: External MLRO / Interim MLRO

Who it is for
Regulated digital asset firms and financial intermediaries in Switzerland, Liechtenstein and Austria that want to staff the Money Laundering Reporting Officer function at senior level without creating a full-time position, or that need to bridge a vacancy.
Scope
Taking on the MLRO function including suspicious activity reporting, oversight of transaction monitoring, governance of KYT and screening tools, internal training, reporting to executive management and the board, and the interface to the regulator.
Outcome
An audit-proof, permanently staffed MLRO function with documented practice.
Key terms
Ongoing mandate with a monthly base, scope depending on business model and transaction volume. Indication on request.

Package 2: ERM Implementation Review

Who it is for
Banks and regulated institutions adjusting their risk management to grown supervisory expectations, as well as digital asset firms ahead of licensing or audit.
Scope
A structured assessment of risk management against regulatory requirements and market practice: framework and risk strategy, risk appetite, risk inventory, controls, ICT risks, reporting. With interviews, document review and a prioritised action plan.
Outcome
A report in a form that holds up before executive management and the board: maturity, gaps, prioritised measures, implementation path.
Key terms
Fixed scope with a defined duration. Indication on request.

Package 3: Outsourcing Risk & Compliance

Who it is for
Smaller and mid-sized financial intermediaries, asset managers, FinTechs and digital asset firms for which a dedicated risk or compliance organisation would be disproportionate.
Scope
Modular takeover of the compliance or risk function: directives, annual risk assessments, monitoring and control activities, reporting, support during SRO and supervisory audits. Swiss law explicitly permits the outsourcing of these functions.
Outcome
A permanently functioning second line of defence at predictable cost.
Key terms
Annual mandate with defined service levels. Modules and indications on request.

Package 4: Board Functions & Substance CH/LI

Who it is for
Companies in Switzerland and Liechtenstein that need to staff board functions with proven risk and compliance experience or meet substance requirements under MiCAR.
Scope
Board mandates in Switzerland, governing body and internal functions in Liechtenstein, each with active exercise of oversight and control responsibility. On request combined with building the related governance structures.
Outcome
Credible substance towards regulator and business partners, carried by responsibility that is genuinely exercised.
Key terms
Remuneration per mandate. We take on board responsibility only with real information, escalation and intervention rights.

Partner offering

Scorechain+ Regulatory & Operational Partner Services.

Aragon eXeed is Scorechain’s Regulatory & Operational Implementation Partner for the DACH region. For companies introducing or already using Scorechain, four modules bundle the path from licence to audit-proof operations.

Module 1

Launch & License

Licensing strategy for Switzerland (FINMA, SRO/VQF, FinTech licence), Liechtenstein (FMA, MiCAR) and Austria (FMA). Company formation, business plan review from a supervisory perspective, governance design and substance planning, drafting of the application documents and representation towards the authority, connection to specialised law firms.

Module 2

Compliance Architecture

AML/KYC/CTF policies and directives, internal control system and three lines of defence, risk framework, onboarding with KYC, CDD and EDD, PEP and sanctions screening, alert and escalation logic in transaction monitoring, regulatory and committee reporting, audit preparation and remediation.

Module 3

Scorechain Calibration

Translating the AML policy into parameters: rules, thresholds and alerts. Cross-checking the configuration against licence conditions and supervisory expectations, integration into onboarding and monitoring workflows, audit trail and evidence standards, and ongoing recalibration as products, risks and regulation evolve.

Module 4

Ecosystem Connect

Introductions to crypto-friendly banks including account opening, to market makers and OTC desks, to RegTech providers for KYT, Travel Rule and identity verification, and to law firms in Switzerland, Liechtenstein and Austria. On request, referral of compliance staff as well as board functions and substance.

Typical paths: new ventures move through modules 1 to 3. Licensed providers switching tools start at module 2. Scaling companies combine modules 3 and 4. Banks building a digital asset offering combine modules 1 and 4.

Further RegTech ecosystem: beyond the Scorechain partnership, Aragon eXeed works vendor-independently and brings operational experience with additional analytics and compliance providers, including 21Analytics, Sumsub, ComplyAdvantage and Chainalysis. Tool selection follows business model and licence conditions alone.

Let's talk about your situation.

30 minutes, free of charge, by phone or video. You receive a concrete first assessment; afterwards both sides decide whether working together makes sense.

Book your free initial consultation